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Questions for Your Insurance Agent

When it comes to protecting your home, you need someone you can trust with that responsibility. Don’t pick an insurance agent from a crowd of others based on the design of their website or their business card; many agents will refer you to any old insurance company just so they will get your business. Outlined below are a few things to think about before you choose an agent.

Where is the agent?

Shopping for insurance online has caused a kind of disconnection between the buyer and provider, which is why many people still like to communicate with their agent in person. It is a good idea to choose a local agent, one that understands the area better than someone out of state would.

How accessible is the agent?

Thefts and natural disasters do not always occur during business hours; in fact, thieves prefer the cloak of the night. You need to ensure that you agent can be reached at times when she/he is no longer in the office. Whether it is directly or through an 800 number, the agent’s accessibility should suit your needs.