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Errors and Omissions Insurance

Depending on the type of business that operate, general liability insurance for bodily injury and property damage may not be enough. Error and omissions insurance may be appropriate for you, so consider the following questions:

What does errors and omissions insurance cover?

This type of coverage is a professional liability insurance policy, and covers errors, negligence or omissions of a business and pays for financial damages caused to a client, such as a bookkeeping error that results in the loss of funds or the faulty design of an architect that results in damage.

Who needs errors and omissions insurance?

It is available for several types of businesses in many different types of forms. Doctors, lawyers; any type of professional who may be at risk for these types of mistakes should consider getting errors and omissions insurance.

Do you need a separate policy for professional errors and omissions insurance?
Professional liability claims are not included in homeowners insurance and general liability policies, so yes.